Did you know that over 100 billion dollars in dental insurance benefits are wasted every year? That means millions of Americans are missing out on the hard-earned benefits they’re already paying for. However, with a little know-how, you can take advantage of your insurance plan and save money while staying healthy. Read on to learn some important insurance tips from your dentist in Carrollton.
Remember This Number
The most important number to remember when it comes to your insurance is called an annual maximum. This is the most your dental insurance is willing to pay for your dental care in one year. Most annual maximums are around $1,000 to $1,250, but it can vary. So why isn’t everyone utilizing all of their benefits? Because your maximum resets at the end of the year, whether you use it or not. With only 2.8% of Americans ever reaching their annual maximum, it’s no wonder there’s billions wasted every year. The key to saving on your dentistry is trying to utilize your maximum before 2019 is over.
See Your Dentist Before 2020
Dentists worldwide recommend biannual dental visits to prevent and detect oral health issues before they become serious, yet millions of Americans only attend 1 appointment. Most insurance plans cover 100% of preventive visits, making these biannual checkups and cleanings an easy way to cash in on your benefits. That said, you should see your dentist for a second time before 2020 is here and your benefits are gone! This will give your dentist a chance to examine your mouth, which prevents more serious and costly dental procedures in the future.
Take Advantage of Your Deductible
Your deductible is another number you should keep in mind. This is an annual fee, usually around $50, that unlocks your year of coverage. Once you pay it, you should try to get any outstanding treatments completed, like dental crowns, root canals, and other restorative procedures. That way, you can improve your oral health faster while saving money in 2019.
Watch Out for Changing Plans
Just like plans in your personal life, it’s quite normal for insurance plans to change. Whether it’s higher premiums or lower maximums, dental insurance plans can vary. However, this change typically occurs during the renewal period, which is why you should take advantage of your plan while you know exactly what types of benefits you can expect.
Are you ready to save on dentistry before the clock strikes midnight on December 31st? Use these tips to stay healthy while keeping your pocketbook full.
Meet the Dentist
Dr. Afshin Azmoodeh has always believed in quality dentistry that is also affordable, which is why he is in-network with all major PPO plans. He knows dental insurance can be confusing, which is why he wants you to know these pro tips. Dr. Azmoodeh currently practices at Epic Family Dentistry, and he can be reached through his website or by phone at (972) 820-7294.